about us services
National Retail Federation
The National Retail Federation predicted retail industry sales (excluding autos, gas stations and restaurants) will increase 4.8% in 2007. Retail sales increased 6.3% in 2006.
Gift cards
Among shoppers buying gift cards this past holiday season, each bought an average of 4.5 cards, according to a survey of 7,700 consumers conducted by BIGresearch LLC on behalf of the NRF. Just over half (56%) of respondents reported buying gift cards.
RSA Security
In a survey conducted by RSA Security Inc. of 1,678 adults in eight countries, 69% of account holders said they believe financial institutions (FIs) should replace username-and-password logins with stronger authentication for online banking. In addition, 73% said they would like their FLs to use risk-based authentication.
Competitor Comparison
Click here or call us toll free at (877) 538-3377 for your free consultation.
Note: Not all fees apply to all merchants.
Services
Competition
LEADERS
Merchant Account Application Fee
$95-$250
Non-Refundable
Free
Setup Fee
$49 - $150
Free
Personal Account Representative
NO
YES
Equipment Programming and Shipping
Handled by Third Parties
We Do It All
Average Approval Time
1 - 2 weeks
24-72 Hrs
98% - Approval Rate
Technical Support Hours
8am-8pm Monday-Friday
24 hours per day
7 days per week
Credit Restrictions
Strict
Flexible
Retail Discount Rate (Face-to-Face Sales)
1.95%
1.18%*
Internet/Mail/Phone Order Discount Rate
2.95%
1.79%**
Transaction Fee
$.25-$.50 cents per transaction
$.21-$.31 cents per transaction
Statement/Customer Service Fee
$12-$20 per month
$10.00 per month
Monthly Minimum
$25-$35
$25
Internet Processing Software Gateway Fee
$35-$45 per month
$30 per month
Processing Bank

???
Wells Fargo Bank

*Applies to Visa/MC qualified swiped check cards.
**Applies to Visa/MC qualified keyed check cards.



LEADERS is a registered ISO/MSP of
Wells Fargo Bank, N.A., Walnut Creek, CA
American Express, CheckPoint, and Cash Advances require separate approval.
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